# Lost Keys

***

### Quick checklist

* [ ] Confirm how many keys were originally supplied
* [ ] Search thoroughly before treating the key as lost
* [ ] If stolen, report it and record the crime reference number
* [ ] Check whether insurance or breakdown cover includes key cover
* [ ] Contact the leasing company before ordering a replacement
* [ ] Arrange replacement in time for return

***

### 1) Immediate actions

#### Search methodically

Before declaring a key lost, check common places (home, bags, coat pockets, car storage areas).

#### If theft is suspected

Report to the police and keep any reference details.

#### Check insurance / breakdown cover

Some policies and breakdown products offer key cover as an add-on. Check the policy wording for:

* eligibility
* claim limits
* any exclusions

#### Notify the leasing company early

Contact the leasing company before ordering a replacement. Some require:

* a dealership-supplied key, or
* a specific replacement route

{% hint style="warning" %}
Do not assume an independent replacement is acceptable. Confirm requirements first.
{% endhint %}

***

### 2) Replacement options and indicative costs  2026 

Costs vary by vehicle and key technology. Get quotes before proceeding.

| Key type             | Independent locksmith |  Main dealer |
| -------------------- | --------------------: | -----------: |
| Manual / flip key    |              £80–£160 |    £150–£250 |
| Remote / transponder |             £100–£250 |    £200–£450 |
| Smart / keyless fob  |             £250–£600 | £400–£1,000+ |

**Typical speed**

* Independent locksmith: same day (often mobile)
* Main dealer: 2–14 days (keys may be ordered)

{% hint style="info" %}
These prices are for guidance only. Obtain quotes for the specific vehicle and key type.
{% endhint %}

***

### 3) What is usually needed for replacement

To cut and programme a replacement key, providers typically request proof of identity and entitlement to the vehicle.

Common requirements include:

* photo ID
* proof of address
* vehicle details (e.g., registration)
* evidence of entitlement (for example, documents that show custody/possession during the lease)

***

### 4) Return-ready check

Before collection/return, ensure:

* all supplied keys are present and functional
* any locking wheel-nut key is included (if supplied)
* replacements have been completed and tested